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Debt Freedom Calculator

See a debt-free month. Compare Snowball vs Avalanche automatically.

• Automatic calculations
• Snowball & Avalanche comparison
• Works in Excel & Google Sheets
• Track up to 10 debts

Debt Payoff

The same Snowball vs Avalanche math, for two debts. Free.

• Two debts only
• Month-by-month Snowball and Avalanche
• Extra monthly payment
• Works in Excel & Google Sheets

Monthly Budget Tracker

Track income, expenses, and see exactly where your money goes each month.

• Monthly budget dashboard
• Category tracking
• Transaction log
• Works in Excel & Google Sheets

Net Worth Dashboard

Track your complete financial picture. Assets, liabilities, and growth over time.

• Track all accounts
• Historical trends
• Automatic net worth calculation
• Visual charts & graphs

Mortgage Calculator

Every mortgage answer in one spreadsheet — amortization, extra payments, PITI, refinance break-even.

• Full amortization schedule (up to 40 yrs)
• Extra-payment payoff calculator
• PITI + biweekly comparison
• Refinance break-even analysis

Finance Starter Pack

Get both the Debt Freedom Calculator and Monthly Budget Tracker in one bundle.

• Debt Freedom Calculator ($12 value)
• Monthly Budget Tracker ($12 value)
• 10% off vs buying separately

Complete Finance Toolkit

All three finance tools in one ultimate bundle. Debt calculator, budget tracker, and net worth dashboard.

• All 3 finance tools
• Best savings
• Complete financial system

Habit Tracker

Build better habits with weekly tracking and automatic completion stats.

• Weekly Mon–Sun checkmarks
• Auto completion percentages
• 26 habit ideas included
• Works in Excel & Google Sheets

Goal Planner

Set, track, and achieve your goals systematically.

Project Planner

Plan, track, and complete any project with ease.

Bible Reading Plan

Five reading plans in one spreadsheet — pick a start date, check off each day, track progress.

• Bible in a Year (365 days)
• New Testament in 90 Days
• Gospels, Psalms, Proverbs plans
• Works in Excel & Google Sheets

Prayer Journal

Log requests, mark answered prayers, and reflect week-by-week — all in one workbook.

• 200-row prayer log with categories & status
• Answered / Active / Ongoing / Released
• 52 weeks of guided reflection
• Works in Excel & Google Sheets

Scripture Memory

A verse list with a spaced-review rhythm — the next date fills in as you mark each step done.

• 104 verses, with translation and topic
• Review steps: learn, +1, +3, +7, +14, +30, +60
• 52-week schedule of what is due
• Works in Excel & Google Sheets